October 29th, reporters from Xining city housing provident fund management center was informed that, in order to further promote economic and social development of Xining City, stimulating housing consumption, to the majority of workers paid into the fund to provide more high-quality, more convenient services to the provident fund loans, the new policy of three personal loans in Xining city housing provident fund management committee will be published in November 1st.
these three new policies are: 1 employees can be raised that the loan. Where in the Xining housing provident fund management center normal deposit provident fund for more than one year, the normal deposit workers more than a year, in the extraction of housing provident fund application (retained a year deposit amount) can apply for housing provident fund loans. 2 new employees to apply for housing provident fund loans for more than six months to apply for housing provident fund loans. Where in the Xining housing provident fund management center normal pay housing provident fund for more than a year, the new employee (not paid housing provident fund or the original unit paid not normal workers) normal housing provident fund deposit more than half a year in Xining city housing provident fund management center to apply for housing provident fund loans. 3 the guarantor may change. Normal pay housing provident fund in Xining housing provident fund management center staff, such as for others in the housing provident fund loan guarantees, after consultation with the borrower, guarantor can go to the center to apply for change procedures (after the change of the guarantor must be normal pay housing provident fund in Xining housing fund management center staff).
is reported that the housing accumulation fund loan policy adjustment is the third adjustment in Xining this year. Two times before the adjustment respectively is: in May this year, the maximum loan amount adjustment of both normal housing provident fund workers pay for 400 thousand yuan, will pay the unilateral maximum loan amount from 100 thousand yuan to 200 thousand yuan, the highest proportion of the purchase of second-hand housing loans from 50% to 70%, continue to implement different lending policies in the province in. July will be the purchase of 90 square meters of housing the highest proportion of housing provident fund loans from the total 1629 of the adjustment of 80% to $70%. Through a series of policy adjustments, for the majority of workers, especially low-income families to pay housing provident fund workers to provide a policy opportunity to solve the housing problem.